Maximize your cash flow
Pay with credit cards where cards are not accepted for a simple 2.5% fee.
Bill pay with benefits powered by card
Plastiq is the only way to maximize your cash on hand by allowing you to put virtually any expense on your credit card. Pay rent, taxes, even business supplies, to skyrocket your rewards, simplify payments and use your working capital in the ways that make the most sense for you.
How It Works
Tell us who you want to pay
Create an account then enter recipient information, payment amount, and a card you’d like to use.
Plastiq charges your card
Plastiq accepts all major credit cards and charges 2.5% or less per transaction.
Recipient receives payment
Your recipient receives their check or bank transfer, without needing to sign up with Plastiq.
Let Plastiq pay for itself
To offer this service, Plastiq charges a 2.5% fee. Here’s why it works out for our customers.
- +2.00%Cash Back
Many cards offer 2% cash back or points on every purchase.
- +0.66%Savings On Debt
Avoid costly loans (even the best ones cost 7-8% annually) – or earn interest on increased cash flow.
- +0.75%Business Tax Deduction
The Plastiq fee can be classified as a business expense on tax returns.
- +2.00%Early Pay Discount
Negotiate better payment terms from your vendors when you pay early.
- 5.41% Potential Net Benefit
Gain additional value with extra cash on hand and Plastiq referrals.
No need to write and send paper checks.
Easily schedule and track future & recurring payments.
Pay essentially any vendor, even if they don’t accept cards.
Guaranteed on-time delivery – or we pay your late fees.
Earn on everything. Everything
“I get 2% cash back on our credit card so when I want to pay vendors who don’t accept cards, Plastiq is a no brainer.”
Increase your cash on hand
“We used to just write checks. With Plastiq, all of our business expenses can be paid by card which allows us to better manage cash flow and earn even more card rewards.”
Now it’s your turn
Smart cardholders trust Plastiq to grow their business.
A rating by the Better Business Bureau
Bank grade security with advanced encryption
Trusted by over 1,000,000 customers
Billions in payments made globally