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Sell now.
Pay later.

Plastiq Pay lets you profit before you pay while racking up the benefits of paying business expenses by credit card.

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The Benefits of Plastiq Pay

Plastiq offers more than flexible payment options

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No subscription fees
Plastiq accounts and access to all of the amazing features is completely free. You only pay the fees associated with sending payments.
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Easy payment approvals
Create rules and permissions to stay tax compliant and in control.
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Bulk payments
Import bills and schedule payments all at once.
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Profit first, pay later
Sell your product before you pay for it to achieve an amazing Cash Conversion Cycle.
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Better than a bank loan
2.9% credit card fees for a 60-90 day cycle offer an effective cost of capital much lower than an SMB loan.
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Sync up. Save time
Connect accounting software for instantaneous reconciliation.
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Credit card payment perks
Cash back, rewards, fraud protection–benefits for you and your business.
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Fast global payments
Use credit cards or short-term financing for worldwide ACH and wire payment delivery.
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Instant invoice import
Automatically scan bills for payment details.

Short-Term Financing

The work-around to working capital.

Growing businesses require more capital. Plastiq offers instant access to flexible spending power.

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Financing without strings.

Low-hassle, high-limit, bank-free business loans.

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Repay your way.

Flexible terms to pay back loans via your credit card or bank account.

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Trust the transparency.

No hidden fees, no collateral–just industry-best rates.

Our Partner cards

Partner up for better business credit cards.

Plastiq recommends top business credit issuers. Supercharge your growth with business-optimized card features.

What our clients are saying

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"I run a construction and real estate business where I'm buying and restoring older homes to flip. Plastiq helps me balance my cash flow."

Stuart Fox, CEO

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Awards

Take their word for it.

Plastiq is backed by the power of Priority.