How Plastiq Works
Tell us who you want to pay
Your recipient doesn’t need a Plastiq account. Just tell us:
- Recipient name and bill information
- Recipient address or direct deposit details
- Payment amount
Plastiq charges your card
Plastiq receives a small fee for each transaction.
- 2.5% transaction fee for credit cards
- No membership fees
Plastiq pays on your behalf
Your recipient gets paid by check, wire transfer, or ACH transfer.
- Recipient receives payment
- You get an email notification
- Track updates in your account
Pay fast, direct to vendors
Check is sent and received by recipient in the mail within 8 business days.
Domestic transactions same day or next day, or 1-3 business days for international.
ACH Bank Transfer
Funds deposited directly into the recipient’s bank account as fast as next day.
Customize Your Payment Information
Recipients receive a payment with your name, account and invoice number on it, so they know it’s from you.
Plastiq charges a small fee for each transaction. The good news is that your credit card rewards and other benefits often offset the fee.
Now it’s your turn
Smart businesses trust Plastiq to grow their business.
A rating by the Better Business Bureau
Bank grade security with advanced encryption
Trusted by over 1,000,000 customers
Billions in payments made globally