Get more working capital to shorten your cash conversion cycle

With Plastiq you can pay your biggest expenses such as inventory, Facebook, Google, TikTok ads, and shipping costs with a credit card.

Extend your time to pay bills up to 105 days.

Plastiq lets you pay by card while paying your vendor how they prefer - check, ACH, or next day wire transfer.

Pay with Plastiq

Amplify cash flow

Free up cash flow using your business credit cards to pay expenses.

Pay overseas suppliers

Pay vendors in over 45 countries around the globe with a next day wire transfer. Perfect for revenue-dependent payments on inventory and supplies.

Short-term financing options

Get instant access to a short term loan in Plastiq. Easier, more accessible, and less expensive compared to bank loans.

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“Plastiq can help you extend the time to pay off large expenses so you can keep your burn rate down and not worry about expenses until you’ve already made the sale.”

-Ronak Shah,

Founder & CEO, Obvi

Register for a free consultation and demo

Pay by vendors by credit card regardless of
acceptance. Here’s how:

Add your vendors

Select a vendor that’s already in our system or add your own. Enter your vendor's payment method preference - ACH bank account, wire transfer or paper check

Pay on Plastiq with a Visa

Add your credit cards

Add your credit cards to your Plastiq account. Save as many cards as you want and have complete control over when and how you use them. You can also connect your bank account through Plaid for free ACH payments.

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Submit your payment

Enter the amount and schedule the delivery date.  Rest assured: payments are guaranteed to arrive on time in the form of a check, wire, or bank transfer. Your recipient doesn’t even need a Plastiq account.

Customer stories

With Plastiq, I don’t have to pay my January Facebook advertising bill until April, freeing up cash flow and making my business run smoother.

Jason Rappaport,
Universal Standard

I run a construction and real estate business. Plastiq helps balance my cash flow and pay bills on time when I don't have cash on hand. Previously, I would tell vendors, sorry I can't pay you for 3 weeks. Now I can pay them early which makes for better vendor relationships.

Stuart Fox,
Fox Financial

I needed to pay a vendor but
my bank limited the amount I could send in a single day. With Plastiq, I was able to send a high volume bank transfer and pay an important vendor on time.

Josh Piotrkovski at TechSuppliers

When a vendor doesn’t accept credit cards, we negotiate a
45-day ACH payment term.
My cards are in a 60-day repayment cycle, so effectively, I can extend the time a bill comes due up to 105 days with Plastiq.

Sam Garvin, CEO,
Garvin Promotion Group

We're proud to support thousands of growing businesses like yours since 2014.

2020 Fintech 50

Innovations in Technology

Most Innovative Product of the Year: SMB (Silver)

Use your card to
pay for virtually
anything

Inventory

Office lease

Raw materials

Logistics & Shipping

Taxes

Insurance

Technology services

Marketing/Advertising