Join the 800,000+ people who have used Plastiq to pay their bills. Plastiq makes the payment for you, and then charges your favorite credit or debit card.
Earn reward points towards that dream vacation.
Rest assured knowing your payments are secure.
Access your credit for life’s most important payments.
Delivery in 5 to 7 business days
Many merchants choose to NOT accept credit or debit cards, usually because it doesn’t make sense for them to pay the transaction fees associated with doing so. While your favorite restaurant might see fewer diners if they don’t accept cards, other businesses like landlords, insurers, schools, and contractors don’t have strong reasons to make payments convenient — after all, it’s unlikely that you will reject an apartment or school just because they don’t accept cards! These payments also tend to be some of the largest payments that any of us will make on a monthly or yearly basis.
Plastiq’s mission is to provide you the option of making virtually any bill payment using your card. To fulfill this mission, we’ve set up with the card networks to process your cards, and we’ve plugged into the banking systems to send your payments out via bank transfer or physical check. Plastiq gets charged transaction fees for every payment, which we negotiate to industry-low rates and then pass onto you as a cost of using our service.
People use Plastiq to pay important bills on their favorite cards. We charge fees to cover the costs of running this service - more on that below - though most customers report that the value they receive from using their cards actually offsets the fees charged. These savvy cardholders take advantage of their cards’ reward programs, the ability to access short-term “loans” without interest, and other card benefits like purchase protection and easier budget tracking.
In some cases and especially during promotional periods, many cardholders receive rewards that actually earn them in excess of 4%-5% or even greater value back. Exact values vary, of course, according to your card program. We suggest you consult a reputable source like The Points Guy to learn more about getting the most from your cards.
Many merchants choose to NOT accept credit or debit cards, usually because it doesn’t make sense for them to pay the transaction fees associated with doing so. While your favorite restaurant might see fewer diners if they don’t accept cards, other businesses like landlords, insurers, schools, and contractors don’t have strong reasons to make payments convenient — after all, it’s unlikely that you will reject an apartment or school just because they don’t accept cards! These payments also tend to be some of the largest payments that any of us will make on a monthly or yearly basis.
Plastiq’s mission is to provide you the option of making virtually any bill payment using your card. To fulfill this mission, we’ve set up with the card networks to process your cards, and we’ve plugged into the banking systems to send your payments out via bank transfer or physical check. Plastiq gets charged transaction fees for every payment, which we negotiate to industry-low rates and then pass onto you as a cost of using our service.